Copyright and Disclaimers

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This site is produced by Momentum Intelligence Pty Ltd (ABN 50 624 168 618). (“Publisher”).All rights reserved. Copyright is reserved throughout. No part of this website may bereproduced, modified, copied, republished, or distributed to a third party without the expresspermission of the Publisher. is intended for general information purposes only. Nothingin constitutes or is intended to constitute investment,financial, property, mortgage or legal advice and should not be relied upon by any person as asubstitute for professional advice. Readers are strongly encouraged to seek independent legaland financial advice before making any investment decision.

The views expressed in are not necessarily those of thePublisher, its officers or employees. The Publisher makes no warranties in relation to theinformation provided and, to the full extent allowed by law, disclaims all warranties of any kind,express or implied.

While every care has been taken to ensure all information contained is correct at the time of printing or publishing, thePublisher, its officers, employees, agents, and representatives are not liable to any person forany loss or damage arising out of or in connection with any inaccuracy, error or omissioncontained on (including in relation to any statement,opinion, representation, data, graphic, hyperlink or advertisement).

In compiling, the Publisher may have relied uponinformation and material supplied by third parties. To the full extent permitted under the law, thePublisher is not liable to any person whatsoever for any loss or damage arising out of or inconnection with:

(a) any statement, opinion, representation, or omission made by a third party;

(b) any resource or third party website link, or the accuracy of any information or materialcontained on a third party website; and

(c) any copyright infringement or other breach of intellectual property rights by a third party.

Privacy statement

Momentum Intelligence Pty Ltd (50 624 168 618) (‘we’, ‘us’, ‘our’) is the publisher of thiswebsite, its associated printed magazines (if any), its associated events and conferences, andelectronic media products including but not limited to newsletters, Podcasts and forums.

The Privacy Act binds us and protects your personal information. The Australian PrivacyPrinciples (APP) within the Privacy Act directs how we collect, use, hold and disclose yourpersonal information.

Where applicable, the EU General Data Protection Regulations (GDPR) governs the way wecollect, use, hold, process and disclose your personal information. Under the GDPR, we are adata controller and processor. We make decisions on how and why your personal information isprocessed.

This Privacy Policy covers the following websites, events and conferences, associatedapplications and social media platforms:-

● Accountants Daily
● Adviser Innovation
● Defence Connect
● Fintech Business
● Independent Financial Advisers
● Investor Daily
● Lawyers Weekly
● Mortgage Business

● Momentum Connect
● My Business
● Nestegg
● Real Estate Business
● Risk Adviser
● Smart Property Investment
● SME Adviser
● SMSF Adviser
● Space Connect
● The Adviser
● Wellness Daily
● Which Investment Property
● Momentum Connect
● Momentum Intelligence
● Momentum Media

What personal information do we collect, hold and process

When you purchase and/or subscribe to our products or services, we collect information that isnecessary to provide you with those products or services. For example, we may ask forinformation such as your name, demographic information, postal address, email addressconsent records.

Our platform may also collect other information such as your location information when you visitany of our website, browsing history, browser cookies, device identification, Internet Protocol(IP) or social media platforms.

We may also process information about you from your use of our services including visiting anyof our websites, subscription to our newsletters and participation in our survey. We may alsoprocess your views and opinions that you or other users choose to send to us, or publicly postabout us on social media platforms or our websites, including on any forums we host.

We may also produce analytics associated with your personal information and other information.

How do we collect personal information?

We collect personal information directly from you. We may do this electronically through ourproduct website when you purchase and/or subscribe to any of our products or download any ofour report, or our clients’ reports. We may also do this when you register for newsletters,download regular updates from us as well as entering into competitions, events andconferences we organise.

Sometimes we collect personal information about you from other people or a third party such associal media network sites. This may also include publicly available sources or information youhave made publicly available, or lawfully from our partnering companies, business partners orstakeholders.

We may also create user information about you, such as records of your interactions with us onour websites, your participation in our surveys, and details of your purchase history for internaladministrative purposes and analysis. We may also combine data you have provided to us withdata obtained from third parties such as social networks and other data collection entities.

How do we hold personal information

We hold most of the personal information electronically in secure databases and/or files. Wemay hold personal information physically because the law requires us to do so. We use a rangeof procedures and security measure to protect your personal information we hold.

Why do we collect, hold, process and use your personal information

We collect, hold, process, use and disclose your personal information so we can provide youwith products and services you have requested. We may also use your personal information tokeep you up to date with our products and help you to manage these products and services.

We may also collect, hold, process and use your personal information for any of the followingreasons: –

● communicate with you;
● analyse engagement with our readers, subscribers, clients, and customers;
● observe users’ engagement and purchase activity across our websites and brands;
● conduct surveys;
● ensure the security of our systems;
● conduct investigations where necessary;
● compliance with applicable law;
● improving our products and services.

Use or disclosure of personal information for marketing

We may use or process your personal information to contact you via email, or telephone, ormobile phone about our products and services offerings that may be of interest you.

We will not do this if you do not consent for us to do so.

If you decide you do not want to receive marketing offers from us, you may

● unsubscribe from our newsletters at any time; or
● contact us on the details listed at ‘Contact us’.

Tracking technologies and online behaviour targeting and retargeting

We may process and use your user information by placing or reading cookies and similartechnologies on our website(s). Certain tracking technologies enable us to assign a uniqueidentifier to you, and relate information about your use of our websites, services and products as

well as other information about you. This may include your user information for the purposes oflearning more about you so we can provide you with relevant content and advertising.

We also use these technologies to

● analyse trends;
● deliver services and product to you;
● collect and store information such as user settings;
● analyse anonymous browser identifiers and video viewing history;
● supplement our server logs and other methods of traffic and response measurement;
● gather demographic information about our reader, subscriber, client and customer base;
● improve our understanding of traffic on our websites and social network;
● analyse audience behaviour;
● responses to promotional campaigns.

Lawfully process your personal information.

We may process your user information where:

● you have given us your consent;
● it is necessary for a contract between you and us;
● it is required by applicable law;
● it is necessary to protect the vital interests of any individual;
● we have a valid and legitimate interest in processing your personal information

When and who do we disclose your personal information to

We may share your personal information with a range of service providers. The purpose of thedisclosure is the provision of products and services. These providers may include mailinghouses for distribution of publications and specialist providers for electronic email distribution.

We may also disclose your personal information to

● legal and regulatory authorities as required by relevant law;
● any party as necessary in connection with legal proceedings;
● parties who process user information on our behalf;
● any purchaser of our business and brands;
● any third party providers of advertising, plugins or content used on our websites.

When do we disclose personal information overseas

We may disclose your personal information to recipients based outside of Australia. They areservice providers who assist us in the delivery of products and/or services you have purchasedor subscribed to.

This may include service providers who assist in distribution of electronic communication to you.

For applicable GDPR personal information and other information, we may transfer yourPersonal information to recipients in other countries. Where we transfer user information fromthe European Economic Area (“EEA”) to a recipient outside the EEA that is not in an adequatejurisdiction. We do so on the basis of standard contractual clauses between the other partiesand us.

Data Security

We have appropriate technical and organisational security measures in place designed toprotect your user information against accidental or unlawful destruction, loss, alteration,unauthorised disclosure, unauthorised access, and other unlawful or unauthorised forms ofprocessing, in accordance with relevant law.

However, as the transmission of information via the internet is not and cannot be completelysecure, while we have reasonable measures in place to protect your information, we cannot

guarantee the security of your information when transmitted to us using the internet. Any suchtransmission is at your own risk. You are responsible for ensuring that any information you sendto us is sent securely.

Data Accuracy

We take every reasonable step to ensure that any of your information that we collect, hold,process and use is accurate and, where necessary, kept up to date. We also take all reasonablestep, where any of your user information that we process and use that you inform us of isinaccurate is corrected, or erased or rectified in compliance with APP and/or GDPR.

Data minimisation

We take every reasonable step to ensure that your user information that we process and use islimited to the user information reasonably necessary in connection with the purposes set out inthis Policy or as required to provide you with the products and services you requested.

Data Retention

We will retain any of your information indefinitely until you instruct us to erase them.

Control of your information

You can directly take steps to unsubscribe from any of our newsletters, product and services.

If GDPR is applicable to you, you may have certain rights including:

● not to provide your personal information to us;
● accessing to your personal information;
● to request rectification of inaccuracies;
● to request the erasure, or restriction of processing, of your personal information;
● to object to the processing of your personal information;

● to have your personal information transferred to another controller;
● to withdraw consent;
● to lodge complaints with supervisory authorities.

We may require proof of or need to verify your identity before we can give effect to these rights.

Access and Correction of personal information

You can request access to your personal information. You can also request us to correct yourinformation. Please contact us on the details listed at ‘Contact us’.

Concerns and complaints

If you have any concerns about how we handle your personal information or if you would like tosubmit a complaint, please contact us on the details listed at ‘Contact us’.

If you are not satisfied with our response, you may contact the Australian InformationCommissioner. You can contact Commissioner Office at

GPO Box 5218

Sydney NSW 2001

Phone: 1 300 363 992


Contact Us

Phone: 02 9992 3300

Fax: 02 9922 6311

Mailing: PO Box 6311. North Sydney. NSW 2059.

Email: [email protected]

You may contact our Privacy Officer by writing to PO Box 6311. North Sydney. NSW 2059.